Revolut Business Titan: The Ultra-Premium Corporate Card That Earns Avios on Your Business Spend

Revolut Business has officially launched Titan — its first ultra-premium corporate card — to all UK businesses. This has been on the radar since the waitlist opened in December 2025, and the full UK rollout has now happened. At £65 + VAT per user, per month, it's not cheap. But the question is: does the bundle of benefits justify that cost? And crucially for this audience, how does the points angle stack up?

Spoiler: it's genuinely interesting — but it's very much aimed at a specific type of business. Let me walk through everything.

Titan is a Visa-powered corporate card that sits on top of the Revolut Business platform. It's designed for companies with travelling employees who want to bundle their travel perks, connectivity, and expense management into one place. Revolut's own research found that 85% of businesses are currently paying for at least one of these benefits separately — and Titan is their answer to that fragmentation.

It's worth being clear from the outset: this is a business card requiring a Revolut Business account, not a personal card. If you're a sole trader, freelancer, or small business owner already using Revolut Business, you can apply directly. If you're not yet a Revolut Business customer, you'd need to set that up first. Here's what you get with Titan:

Titan cardholders get unlimited complimentary lounge access. Revolut hasn't published the full list of partner lounges, but given the infrastructure this is likely Dragonpass-powered, giving you access to a wide global lounge network. For frequent business travellers, this alone can be worth serious money — individual lounge visits via Dragonpass typically run at around £25–30 each. If you're in an airport lounge even twice a month, you're already covering a decent chunk of the card fee on this benefit alone. You can browse lounges globally using Airport Lounge List or use the lounge access finder to see what's available at your departure airport.

Every Titan cardholder gets 10GB of global mobile data per month, accessible in over 190 countries. This is delivered via eSIM and removes the need for roaming SIMs or purchasing data packages each trip. As someone who regularly reaches for Airalo when heading abroad, I know how much 10GB of international data costs — typically £15–25 per region per trip. Getting this bundled into a card fee is a genuinely useful perk for regular travellers.

This is the headline number, but it needs context. Titan provides access to a curated bundle of premium business subscriptions — confirmed partners include WeWork workspace access, The Economist, Perplexity AI, Masterclass, NordVPN and Headway. The total potential value is up to £4,000 per year, but only if you actively use these services. For a business that already pays for some of these, the savings could be significant. For businesses that don't use any of them, the value drops considerably.

Cardholders get travel insurance covering trip delays and lost luggage. Specific coverage details haven't been fully published, but this is a meaningful add-on for anyone travelling regularly for work, removing the need for a separate annual travel insurance policy.

Built directly into the Revolut Business platform, Titan includes real-time expense tracking, automated receipt matching, and simplified reconciliation. Finance teams get full visibility over every pound spent, even when employees are thousands of miles away. This is less exciting for points enthusiasts, but it's arguably the most practically valuable feature for growing businesses.

Here's where it gets interesting for our community. Titan earns RevPoints at a 1:1 rate on all business spend. These RevPoints can be transferred to your personal Revolut account — a feature that over 80% of Revolut Business customers apparently requested — and from there, redeemed for airline miles, hotel stays, experiences and more.

The headline for UK Avios collectors: RevPoints transfer to British Airways Avios at a 1:1 ratio. So if you're spending on the card, every £1 of business spend generates 1 Avios once transferred. Revolut has also run periodic 20% bonus Avios transfer promotions, which can add real extra value.

Beyond Avios, RevPoints connect to over 14 airline loyalty programmes across 45+ airlines — including Flying Blue (Air France/KLM), Etihad Guest, Turkish Miles & Smiles, SAS EuroBonus, Aegean Miles+Bonus and Avianca LifeMiles. This is a genuinely broad transfer partner ecosystem, and it's been growing rapidly.

Once you've transferred RevPoints to Avios, you can use them for flights with British Airways and partner airlines. You can check award availability using our Award Travel Finder.

The 1:1 earn rate on business spend is the same as what you'd get on the Capital on Tap Business Rewards card (on its Avios earning option). So from a pure points perspective, Titan isn't significantly more generous than alternatives. Where Titan differentiates is the bundled lifestyle and travel benefits — no standalone business rewards card in the UK offers unlimited lounge access, global data, and a subscription bundle on top.

It's also worth noting that Titan is a charge card-style product on the Revolut Business platform, not a traditional credit card. It won't give you purchase protection under Section 75 in the same way a consumer credit card would.

Let's be honest about the cost. At £65 + VAT per user, that's £78/month all-in, or £936/year. For VAT-registered businesses, the VAT is reclaimable, bringing the net cost to £780/year per user. Here's how the benefits stack up if you're a regular traveller:

That totals over £1,400/year in potential value against a £780 net cost (after VAT reclaim). On those numbers, a regular business traveller who actively uses the benefits comes out ahead. But — and this is the key caveat — you need to be the kind of person who actually uses all of these things. If you rarely travel for work, or you'd never use WeWork or Masterclass, the maths gets much tighter very quickly.

Titan makes most sense if you:

It's a harder sell for solo traders who travel infrequently, or for businesses whose team doesn't travel. In those cases, a points-focused business card like Capital on Tap — which earns the same Avios rate at a much lower fee — is likely a better fit.

A couple of things worth flagging before you sign up. First, the subscription bundle details — while the headline is 'up to £4,000 in subscriptions', the actual value you can realise will depend heavily on which services are included and how much of each you can access. Revolut hasn't published a full breakdown of exactly how much of each subscription is covered.

Second, RevPoints are earned on the business account and transferred to your personal account. While this is a great feature, it does mean there's an extra step involved versus a card that earns directly into your Avios balance. It also means the RevPoints are subject to Revolut's terms, which can change. Keep an eye on the transfer partner list and any rate changes.

Third — and I have to say this — Revolut only received its UK banking licence in 2024 and is still building out its regulated banking infrastructure here. For some businesses, that's a consideration when thinking about using it as a primary financial tool.

I think Titan is genuinely innovative in the UK business card space. Nothing else bundles unlimited lounge access, international data, premium subscriptions, and a solid points earn rate into a single business product. As a BA Gold holder, lounge access is less of a differentiator for me personally — but for business owners without elite airline status, unlimited lounge access across 190+ countries is a meaningful perk.

The RevPoints to Avios angle is worth taking seriously too. Business spend tends to be higher than personal spend, which means your Avios balance could grow meaningfully faster. And with the 1:1 transfer ratio — plus occasional 20% bonus promotions — the conversion is competitive.

That said, I'd be cautious about the subscription bundle as a primary justification for signing up. It's a great bonus if you use the services already, but it shouldn't be the main reason you pay £780/year net.

If you're a Revolut Business customer already and you travel regularly, this is absolutely worth evaluating. If you're not yet using Revolut Business, I'd spend some time with their platform first before committing to Titan at this price point.

You can find out more and sign up directly on the Revolut Business Titan page.

As always, once you've got your points stashed, you can check award availability with the Award Travel Finder, or work out exactly how many Avios you'd need for a flight using the Avios flight cost calculator. Now go earn some points on that business spend.

Jack