Revolut has officially crossed over from banking app to mobile network. Revolut Mobile is now live in the UK after rolling out to waitlist customers in December and opening to everyone in January, and the headline is hard to ignore: unlimited 5G data, calls and texts for £12.50 a month, with 20GB of roaming across the EU and US thrown in as standard.
For a points and travel audience, there are two reasons this is worth your attention. The roaming allowance is genuinely generous by UK standards, and you can pay the monthly bill with RevPoints - the same points that transfer 1:1 into Avios and other airline currencies. Whether you actually should do that is another matter, and we'll get into it below.
What you get for £12.50 a month
There's just one plan, which keeps things refreshingly simple. It includes:
Unlimited 5G data, calls and texts in the UK (speeds are capped at 100Mbps - more on that later)
20GB of roaming data each month, plus calls and texts, across 30 EU countries and the US
A Messaging Pass for low-bandwidth messaging in 100+ countries outside the EU and US
A NordVPN subscription bundled in
The option to run multiple numbers on one plan - handy for separating work and personal
A rolling monthly contract with no commitment - cancel whenever you like
The introductory £12.50 rate was originally due to end in March, but Revolut has extended it: sign up before 31 July 2026 and you'll keep that price for the duration of your contract. Join after that and it rises to £14.99 a month - still competitive, but the early rate is clearly the one to grab if you're interested.
It's an eSIM-only service running on Vodafone's network (Revolut Mobile is technically an MVNO, powered by a company called Gigs), and everything is managed inside the Revolut app. You can port your existing number over or take a new one, and activation takes minutes rather than days.
The points angle: paying your phone bill with RevPoints
This is the bit that caught my eye. RevPoints can be used to pay for, or discount, your mobile plan - redemptions start from just 1,000 points and can cover the full monthly cost.
Before you rush to tip your balance in, though, a word of caution. RevPoints transfer 1:1 into airline programmes including British Airways Avios, Flying Blue and Etihad Guest, which puts a sensible benchmark value of around 1p per point on them - and often more if you redeem those miles well. We've also seen Revolut run transfer bonuses of 20% to Avios in the past, which stretches them further still.
So check the exchange rate the app offers you before paying the bill with points. If a point gets you less than 1p off your plan, you're almost certainly better off transferring to an airline programme and putting the £12.50 on a rewards card instead. Paying with points only makes sense if the in-app rate matches or beats what you'd get from miles - or if you simply have a stranded balance you'll never otherwise use (worth remembering RevPoints expire after three years).
One more honest note: Revolut is a fairly weak way to earn points in the first place, with the free plan earning just 1 point per £10 spent. If earning Avios is the goal, a dedicated card will get you there far faster - see our guide to the best Avios-earning credit cards in the UK.
How the roaming stacks up
This is where Revolut Mobile makes the strongest case for travellers. Since the big UK networks reintroduced European roaming charges post-Brexit, a typical two-week trip to Spain can quietly add £30 or more to your bill at a few pounds per day. Here, 20GB of EU roaming is simply included every month.
The US inclusion is the real differentiator, though. Very few UK plans bundle US roaming as standard, and for anyone doing regular transatlantic trips - or chasing cheap Avios redemptions to New York and beyond - that alone could justify the £12.50.
Where it falls short
A few honest caveats before you switch your main number over:
The 100Mbps speed cap. Plenty for streaming and video calls, but it's not "full fat" 5G, and heavy users on EE or Vodafone direct will notice the difference in busy areas.
Roaming is EU and US only. Head to Asia, the Middle East or pretty much anywhere else and you're back to the Messaging Pass (texts and low-bandwidth messaging only) or buying data add-ons. For those trips, a travel eSIM from Airalo remains the better-value option - I still load one up for every long-haul trip outside Europe.
It's eSIM only. Most phones from the last five or six years are fine, but older handsets need not apply.
It's a young network. Coverage rides on Vodafone, which is reassuring, but Revolut's customer service track record on banking is mixed - and we don't yet know how well that translates to keeping your phone line running.
My take
I think this is one of the more interesting challenger plans the UK market has seen in a while. The pricing is sharp, the EU and US roaming genuinely suits the way this audience travels, and managing it from an app most of us already have installed removes a lot of friction.
The RevPoints integration is a nice-to-have rather than a reason to switch - treat it as a release valve for a points balance you won't transfer, not a redemption sweet spot. But as a straightforward, no-contract plan for someone who hops between London, Europe and the US? It's properly competitive, and the extended £12.50 deadline of 31 July 2026 gives you time to test it on a spare eSIM slot alongside your current SIM before committing your main number.
If you try it, let me know how you get on - particularly with coverage and porting. I'm tempted to run it as my secondary line for a few months and report back.
Would you switch your main mobile plan to Revolut Mobile?
Jack