Maximising Your Amex Platinum Business £75 Dell Credit: A Real-World Example

As an Amex Platinum Business cardholder, one of the lesser-known perks is the £75 Dell credit that's available every 6 months. With some strategic timing and stacking of offers, you can turn this into significant value. Let me share how I recently maximised this benefit.

I needed to renew my Microsoft Office Family subscription, which was priced at £95.99 on Dell's website. Here's how I stacked the available offers:

1. £75 Amex Platinum Business Dell credit

2. 10% back Amex Offer (capped at £1,000 spend)

3. 1 Avios per £1 spent through British Airways shopping portal

4. 50% bonus Avios through BA's festive shopping offer

5. 1 Amex Membership Rewards point per £1 spent

Let's break down the actual cost and rewards:

Cost Breakdown:

• Original price: £95.99

• Dell credit: -£75.00

• 10% Amex Offer cashback: -£9.60

• Final cost: £11.39

Rewards Earned:

• Base Avios (£95.99 × 1): 96 Avios

• Bonus festive Avios (50%): 48 Avios

• Amex Membership Rewards points: 96 points

• Total rewards: 144 Avios + 96 Membership Rewards points

So for an effective cost of £11.39, I got my Microsoft Office subscription plus 144 Avios and 96 Membership Rewards points. That's incredible value when you consider that Membership Rewards points can be converted to Avios at a 1:1 ratio (or to other airline and hotel partners).

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Pro Tips:

1. Keep an eye on the expiry of your Dell credit - it resets every 6 months (January and July)

2. Check our BA Shopping Portal Avios Offers tracker for any bonus earning opportunities

3. Stack with Amex Offers whenever possible

4. Don't forget to go through the BA shopping portal for those extra Avios

5. Remember you'll earn Membership Rewards points on the full transaction amount before the Dell credit is applied

Remember, while Dell is primarily known for computers, they sell a wide range of software and electronics. If you're not in immediate need of anything, consider purchasing gift cards for future use (though check terms as some retailers exclude them).

What's Next? The next Dell credit will be available in July 2024. I recommend setting a calendar reminder to avoid missing out - these credits don't roll over if unused.

Have you used your Dell credit yet? What did you purchase? Let me know in the comments below!

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